Regulatory Resources Archives

News and Updates

  • View the Regulatory Resources News and Updates archive here. See additional NASCUS summaries of regulatory guidance and correspondence at this link.

     

Proposed Rules, NASCUS Comment Letters and Recent Final Rule Summaries

Date Proposed/Made Final Rule/Topic NASCUS Summary NASCUS Comment Letter
12/2015 Final Rule/Risk-Based Capital (RBC) Available Click here
12/2015 Final Rule/Share Insurance Coverage of IOLTA Accounts Available Click here
12/2015 Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA): Round # 4 Available Click here
11/2015 NCUA Proposed FOM rule Available N/A
10/2015 NCUA Corporates and CLF-related bridge loans final rule Available N/A
9/2015 Telephone Consumer Protection Act -- FCC Rules Available N/A
7/2015 Military Lending Act (MLA) final rule Available Click here (joint letter)
7/2015 Proposed Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA) # 3 Available Click here
7/2015 Delay for effective date of the Integrated Mortgage Disclosure Rule N/A Click here
6/2015 Proposed MBL/Commercial loan rule Available Click here
5/2015 NCUA Final Rule – FCU Association Common Bond Available N/A
3/2015 FCU Ownership of Fixed Assets (final rule) Available N/A
2/2015 Definition of Small Credit Union Available Click here
2/2015 NCUA 2015 Regulatory Review Available Click here
1/2015 NCUA 2015-2016 Annual Performance Plan
Summary
Available N/A
1/2015 Capital Planning and Stress Testing Available Click here
1/2015 Prompt Corrective Action (PCA) and Risk-Based Capital Available Click here
12/2014 Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA): Round # 2 Available Click here
12/2014 FHLB Membership Available Click here
11/2014 Corporate Credit Unions Available Click here
11/2014 Amendments to the 2013 Mortgage Rules Under the Truth in Lending Act (Regulation Z) Available N/A
11/2014 FFIEC Cybersecurity Assessment General Observations Available N/A
10/2014 Limitations on Terms of Consumer Credit Extended to Service Members and Dependents Available In process
10/2014 Loans in Areas Having Special Flood Hazards Available In process
08/2014 CFPB Disclosure of Consumer Complaint Narrative Data Available Click here
08/2014 FinCEN Proposed Rulemaking: Customer Due Diligence Requirements for Financial Institutions Available N/A
08/2014 FCU Ownership of Fixed Assets Available N/A
07/2014 Interagency Guidance on Home Equity Lines of Credit Available N/A
06/2014 Asset Securitization Available Click here
05/2014 Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA) Available Click here
04/2014 FCU Chartering and FOM Available N/A
01/2014 NCUA 2014 Regulatory Review Available Click here
01/2014 Prompt Corrective Action (PCA) and Risk-Based Capital Available Click here
1/2014 NCUA Draft 2014-2017 Strategic Plan Available Click here
12/2013

Contacts with Federal Credit Unions

Available Click here
11/2013 NCUA Final Credit Union Service Organization (CUSO) Rule Available Click here
11/2013 Liquidity and Contingency Funding Plans Available N/A
10/2013

NCUA Proposed Rule: Capital Planning and Stress Testing

Available Click here
10/2013 Proposed Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies Available N/A
10/2013 Interagency Rule Making: Loans in Areas Having Special Flood Hazards Available N/A
8/2013 NCUA Proposed Rule and IRPS Summary 13-1, Minority Depository Institutions Preservation Program Available Click here
8/2013 NCUA Proposed Rule: Filing Financial Reports Available Click here
8/2013 NCUA 2013 Regulatory Review Available Click here
6/2013 NCUA Proposed Rule: Derivatives Available Click here

1/2013

NCUA Final Rule: Extension of Time Period to Accept Low Income Designation Available N/A
1/2013 NCUA Final Fule: Definition of Small Credit Union Available N/A
9/2012 NCUA Proposed Rule: Asset Thresholds Affecting Regulatory Relief for Small Credit Unions Available Click here
9/2012 NCUA Proposed Rule: Asset Thresholds Affecting Regulatory Relief for Small Credit Unions Available Click here
2/2012 Proposed Rule and Interpretative Ruling and Policy Statement (IRPS) Loan Workouts and Nonaccrual Policy and Regulatory Reporting of Troubled Debt Restructured (TDR) Loans N/A Click here
12/2011 Final Rule NCUA 12 CFR Part 705 Community Development Revolving Loan Fund Access for Credit Union Available N/A
11/2011 Proposed Rule CFPB: Inherited Rules Available N/A
8/2011 NCUA 2011 Regulatory Rule Review Available Click here
4/2011 NCUA: Parts 700, 701, 702, and 741 of NCUA's Rules and Regulations, Net Worth and Equity Ratio Definitions Available Click here
3/2011 NCUA: Proposed Rule Part 741, Interest Rate Risk Available Click here
1/2011 Final Rule 12 CFR: Parts 701, 708a 708b: Fiduciary Duties at Federal Credit Unions; Mergers and Conversions of Insured Credit Unions Available N/A
1/2011 NCUA: Interim Interpretive Ruling and Policy Statement: Supervisory Review Committee Available Click here
1/2011 NCUA: Proposed Rule, Share Insurance and Appendix (Non Interest Bearing Accts) Available Click here
8/2010 NCUA: Parts 741 and 750 - Proposed Rule Golden Parachutes and Indemnification Payments Available Click here
8/2010 NCUA 2010 Regulatory Review Available Click here
5/2010 NCUA: Strategic Plan, 2010-2016 Available N/A
3/2010 NCUA: Proposed Rule, Parts 701, 723 and 742, Regulatory Flexibility Program Available Click here
3/2010 NCUA: Proposed Rule, Parts 701, 704, 708a, and 708b Available Click here
3/2010 NCUA: Strategic Plan, 2010-2016 Available Pending
2/2010 NCUA: Interim Final Rule: Part 701 Secondary Capital Accounts Available N/A
2/2010 FinCEN: Proposed Rule: Amendment to the BSA—Reports of Foreign Financial Accounts N/A Click here
1/2010 FFIEC Proposed Guidance on Reverse Mortgages Available N/A
1/2010 Final Rule 12 C.F.R. §741.4 NCUSIF Premium and One Percent Deposit Available N/A
11/2009 Federal Reserve: Final Rule, Overdraft services for ATM transactions and one-time debit card transactions,12 CFR 205 Regulation E Available N/A
11/2009 FinCEN Proposed Rule: Expansion of Special Information Sharing Procedures To Deter Money Laundering and Terrorist Activity Available N/A
11/2009 Federal Reserve: Proposed Rule, Truth in Lending, 12 CFR Part 226, Reg Z (Part II) Closed End Mortgages Available N/A
11/2009 NCUA: Part 701 and 741 National Credit Union Share Insurance Fund Premium and One Percent Deposit Available N/A
10/2009 Federal Reserve: Proposed Rule, Truth in Lending, 12 CFR Part 226, Reg Z (Part III) Open End Mortgages Available N/A
7/2009 NCUA: 2009 Regulatory Review N/A Available
7/2009 FTC: ANPR-Mortgage Acts and Practices Rulemaking, Rule No. R911004 N/A Available
7/2009 FHFA: Federal Home Loan Bank Membership for Community Development Financial Institutions: 12 CFR Part 1263 N/A Available
4/2009 NCUA Proposed Rule: Part 707 Truth in Savings Act Disclosures Available N/A
3/2009 FTC Supplemental Proposed Rule for FDICIA Disclosures, Matter No. R411014 N/A Available
1/2009 NCUA Proposed Rule: Part 704, Corporate Credit Unions Available Click here

Regulatory Library

NASCUS Talking Points on Risk-Based Capital (Member log-in required)

NASCUS Accreditation and Agency Best Practices
(Regulator member log-in required)

Guide for Senior Consumers on Financial Services Tips to Prevent Fraud, Abuse and Inappropriate Marketing of Financial Products and Services and Financial Services Issues for Senior Citizens
Resources developed by the State Financial Regulators Roundtable (SFRR)

2014 NASCUS Profile of State Regulatory Agencies (Member Log-in Required)

Nationwide Cooperative Agreement for the Supervision of State-Chartered Credit Unions
Guidelines for state credit union supervisors to examine and supervise the interstate operations of multi-state, state-chartered credit unions. (PDF Format)

Southeastern Regional Cooperative Interstate Agreement for the Supervision of State-Chartered Credit Unions
A regional agreement to examine and supervise the interstate operations of multi-state, state-chartered credit unions. (PDF Format)

NASCUS Survey of the State Credit Union System