2020-2022 Federal Agencies Proposed Rules, Comment Letters and Summaries

Date Agency Rule/Topic Summary Comment Letter
2022        
December 2022 Community Development Financial Institutions Fund (CDFI), Department of Treasury Request for Public Comment: CDFI Target Market Assessment Methodologies  N/A Available
November 2022 Cybersecurity and Infrastructure Security Agency, Department of Homeland Security Guidance: Implementing Phishing-Resistant MFA—Implementing Number Matching in MFA Applications Available  
October 2022 Financial Crimes Enforcement Network (FinCEN) Final Rule: Beneficial Ownership Information Reporting Requirements Available Effective date January 1, 2024
October 2022 Federal Reserve Board  Final Rule: Debit Card Interchange Fees and Routing Available Effective July 1, 2023
September 2022 Treasury Department Request for Comment: Potential Federal Insurance Response to Catastrophic Cyber Incidents Available Comments Due: November 14, 2022
September 2022 Cybersecurity and Infrastructure Security Agency, Department of Homeland Security Request for Information: Cyber Incident Reporting for Critical Infrastructure Act of 2022 Available Comments Due: Nov. 14, 2022 
September 2022 Financial Crimes Enforcement Network (FinCEN), Treasury Final Rule: Beneficial Ownership Reporting to Support Law Enforcement Efforts, Counter Illicit Finance, and Increase Transparency   Effective January 1, 2024
September 2022 Treasury Department Ensuring Responsible Development of Digital Assets Available Comments Due: Nov. 3, 2022
June 2022 Financial Crimes Enforcement Network (FinCEN), Treasury No-Action Letter Process Available Available
March 2022 Appraisal Subcommittee Appraiser Regulation; Temporary Waiver Requests N/A Available
January 2022 Federal Reserve Board  Money and Payments: The U.S. Dollar in the Age of Digital Transformation Available  
2021        
December 15, 2021 Financial Crimes Enforcement Network (FinCEN), Treasury Review of Bank Secrecy Act Regulations and Guidance N/A Available
April 2021 Financial Crimes Enforcement Network (FinCEN), Treasury Beneficial Ownership Information Reporting Requirements N/A Available
February 2021 FDIC, Federal Reserve, FinCEN, NCUA, OCC Answers to Frequently Asked Questions Regarding Suspicious Activity Reporting and Other Anti-Money Laundering Considerations Available N/A
2020        
October 2020 Federal Reserve, FinCEN BSA threshold for collecting and retaining information on certain funds transfers and transmittal of funds N/A Available
September 2020   Interagency:Board of Governors of the Federal Reserve System Federal Deposit Insurance Corporation National Credit Union Administration Office of the Comptroller of the Currency BSA Enforcement Policy Available N/A
September 2020 Financial Crimes Enforcement Newtork (FinCEN) Summary: FinCEN Final Rule — BSA, CIP, BSA Programs, and Beneficial Owner Rules for PICUs Available N/A
September 2020 Interagency Statement on Supervisory Practices Regarding Financial Institutions Affected by Hurricane Laura and California Wildfires Available N/A
September 2020 Financial Crimes Enforcement Network ANPRM: Antimoney Laudering Program Effectiveness Available  Available
August 2020 FFIEC Joint Statement on Additional Loan Accomodations Related to COVID-19 Available N/A
August 2020 Financial Crimes Enforcment Network FAQs Consumer Dilligence Available N/A
August 2020 Joint Statement Statement on BSA Due Dilligence Requirements for Customers Who May Be Considered Politically Exposed Persons Available N/A
May 2020 Small Business Administration SBA PPP Borrower and Lender Responsibilities N/A Available
May 2020 Small Business Administration SBA Loan Forgiveness N/A Available
May 2020 Interagency  Lending Principles for Offering Small Dollar Loans Available N/A
May 2020 Small Business Administration Business Loan Program Temporary Changes; Paycheck Protection Program N/A Available
April 2020 Federal Reserve Regulation D: Reserve Requirements of Depository Institutions Available Available
January 2020 Small Business Administration SBA Supervised Lenders Application N/A Available