CFPB Resource Summaries

Date Bulletin Summary
March 2023 Compliance Bulletin and Policy Guidance 2023-01: Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts Available
November 2022 Compliance Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices Available
April 2021 CFPB Bulletin 2021-02: Supervision and Enforcement Priorities Regarding Housing Insecurity Available
May 2020 CFPB Bulletin 2020-02 Handling of Information and Documents During Mortgage Servicing Transfers Available
March 2020 CFPB Bulletin 2020-01 Responsible Business Conduct Available

 

Date Circular Title Summary Important Dates
June 2024 Circular 2024-03: Unlawful and unenforceable contract terms and conditions Available
March 2024 Circular 2024-02: Deceptive marketing practices about the speed or cost of sending a remittance transfer
February 2024 Circular 2024-01: Preferencing and steering practices by digital intermediaries for consumer financial products or services
September 2023 Circular 2023-03: Adverse action notification requirements and the proper use of the CFPB’s sample forms provided in Regulation B Available
May 2023 Circular 2023-02: Reopening deposit accounts that consumers previously closed Available
January 2023 Circular 2023-01: “Unlawful negative option marketing practices” Available
November 2022 Circular 2022-07: Reasonable investigation of consumer reporting disputes Available
October 2022 Circular 2022-06: Unanticipated Overdraft Fee Assessment Practices Available Effective on October 26, 2022
September 2022 Circular 2022-05: Debt collection and consumer reporting practices involving invalid nursing home debts
August 2022 Circular 2022-04: Insufficient data protection or security for sensitive consumer information
May 2022 Circular 2022-03: Adverse action notification requirements in connection with credit decisions based on complex algorithms
May 2022 Circular 2022-02: Deceptive representations involving the FDIC’s name or logo or deposit insurance
May 2022 Circular 2022-01: System of Consumer Financial Protection Circulars to agencies enforcing federal consumer financial law
Date Title Summary Important Dates
November 2022 High Level Summary and Discussion Guide of Outline of Proposals and Alternatives Under Consideration for SBREFA: Required Rulemaking on Personal Financial Data Rights Available CFPB is requesting non-SER stakeholder feedback by no later than January 25, 2023.

 

Date Policy Statement Summary Important Dates
April 2023 CFPB Statement of Policy Regarding Prohibition on Abusive Acts or Practices Available The policy statement is applicable as of April 12, 2023.  The Bureau is accepting comments on this policy statement until July 3, 2023.  
Date Resource Title
January 2020 Data Point: Small Business Lending and the Great Recession
November 2019 Data Point: Borrower Experiences in Income-Driven Repayment
November 2019 Data Point: Server Size in Mortgage Market
August 2019 Data Point: 2018 Mortgage Market Activity and Trends
August 2019 Data Point: Introducing New and Revised Data Points in HMDA
August 2019 Data Point: Credit card revolvers