CFPB Summaries
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CFPB Compliance Bulletin and Policy Guidance 2023-01: Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts
Summary – CFPB Compliance Bulletin and Policy Guidance 2023-01: Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts 12 CFPB Chapter X The Consumer Financial Protection... -
Regulation Z Mortgage Loan Originator Rules Review Pursuant to the Regulatory Flexibility Act
Summary re: CFPB Review/Request for Comment: Regulation Z Mortgage Loan Originator Rules Review Pursuant to the Regulatory Flexibility Act 12 CFR Part 1026 The Consumer Financial Protection Bureau (CFPB) issued... -
Registry of Supervised Nonbanks that Use Form Contracts To Impose Terms and Conditions That Seek To Waive or Limit Consumer Legal Protections
CFPB Summary: Proposed Rule re: Registry of Supervised Nonbanks that Use Form Contracts To Impose Terms and Conditions That Seek To Waive or Limit Consumer Legal Protections 12 CFR Part... -
CFPB Request for Information Regarding Consumer Credit Card Market
Summary re: CFPB Request for Information Regarding Consumer Credit Card Market Docket No. CFPB-2023-0009 Section 502(a) of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act or... -
CFPB Circular 2023-01 – “Unlawful negative option marketing practices”
The Consumer Financial Protection Bureau issued a circular that asked if “persons” that engage in negative option marketing practices violate the prohibition on unfair, deceptive, or abusive acts or practices... -
CFPB Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes
Summary re: CFPB Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes 12 CFR Chapter X The Consumer Financial Protection Bureau (CFPB) issued this circular to respond to... -
Outline of Proposals and Alternatives Under Consideration for SBREFA: Required Rulemaking on Personal Financial Data Rights
High Level Summary and Discussion Guide of Outline of Proposals and Alternatives Under Consideration for SBREFA: Required Rulemaking on Personal Financial Data Rights Section 1033(a) of the Dodd Frank Act... -
Unanticipated Overdraft Fee Assessment Practices
Summary re: CFPB Consumer Financial Protection Circular 2022-06: Unanticipated Overdraft Fee Assessment Practices 12 CFR Chapter X The Consumer Financial Protection Bureau (CFPB) has issued Consumer Financial Protection Circular 2022-06,... -
CFPB Notice and Request for Comment Regarding the CFPB’s Inquiry Into Big Tech Payment Platforms
Summary re: CFPB Notice and Request for Comment Regarding the CFPB’s Inquiry Into Big Tech Payment Platforms The Bureau ordered six large technology companies operating payments systems in the United... -
Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices
Summary re: CFPB Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices 12 CFR Chapter X A returned deposited item is a check that a consumer deposits into their checking... -
Advisory Opinion on Fair Credit Reporting; Facially False Data
CFPB Summary re: Advisory Opinion on Fair Credit Reporting; Facially False Data 12 CFR Part 1022 The Consumer Financial Protection Bureau (CFPB) issued this advisory opinion to highlight that a... -
Request for Information Regarding Mortgage Refinances and Forbearances
CFPB Summary: Request for Information Regarding Mortgage Refinances and Forbearances The Consumer Financial Protection Bureau (CFPB) is seeking comment from the public about (i) ways to facilitate mortgage refinances for...