CFPB Summaries
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Advanced Notice of Proposed Rulemaking regarding Credit Card Late Fees and Late Payments
CFPB Summary re: Advanced Notice of Proposed Rulemaking regarding Credit Card Late Fees and Late Payments 12 CFR Part 1026 The Consumer Financial Protection Bureau (CFPB) is seeking information from... -
Request for Information Regarding Employer-Driven Debt
CFPB Summary re: Request for Information Regarding Employer-Driven Debt Docket No. CFPB-2022-0038 The Consumer Financial Protection Bureau (CFPB) is charged with monitoring markets for consumer financial products and services to... -
Debt Collection Practices (Regulation F); Pay to Pay Fees
CFPB Summary re: Debt Collection Practices (Regulation F); Pay to Pay Fees 12 CFR Part 1006 The Consumer Financial Protection Bureau (CFPB) issued this advisory opinion to affirm that this... -
Request for Information Regarding Relationship Banking and Customer Service
CFPB Summary re: Request for Information Regarding Relationship Banking and Customer Service Docket No. CFPB 2022 0040 The Consumer Financial Protection Bureau (CFPB) is seeking comments from the public related... -
Interpretive Rule re: Authority of States to Enforce the Consumer Financial Protection Act of 2010
CFPB Summary: Interpretive Rule re: Authority of States to Enforce the Consumer Financial Protection Act of 2010 12 CFR Chapter X Section 1042 of the Consumer Financial Protection Act (CFPA)... -
Equal Credit Opportunity Act (Reg. B) Revocations/Change of Terms
CFPB Summary: Advisory Opinion re: Equal Credit Opportunity Act (ECOA) Revocations/Change of Terms 12 CFR Part 1002 The Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to affirm that... -
Procedural Rule Summary: Supervisory Authority Over Certain Nonbank Covered Persons Based on Risk Determination; Public Release of Decisions/Orders
CFPB Summary: Procedural Rule and Request for Comments re: Supervisory Authority Over Certain Nonbank Covered Persons Based on Risk Determination; Public Release of Decisions/Orders 12 CFR Part 1091 The Consumer... -
Bulletin 2022-05: Unfair and Deceptive Acts or Practices That Impede Consumer Reviews
CFPB Summary – Bulletin 2022-05: Unfair and Deceptive Acts or Practices That Impede Consumer Reviews 12 CFR Chapter X The Consumer Financial Protection Bureau (Bureau) is issuing this bulletin to remind... -
Bulletin 2022-04: Compliance Bulletin re: Mitigating Harm from Repossession of Automobiles
CFPB Summary – Bulletin 2022-04: Compliance Bulletin re: Mitigating Harm from Repossession of Automobiles 12 CFR Chapter X The Consumer Financial Protection Bureau (CFPB) issued a compliance bulletin regarding repossession... -
Bulletin 2022-02: Compliance Bulletin on the EFTA Compulsory Use Prohibition and Government Benefit Accounts
CFPB Summary – Bulletin 2022-02: Compliance Bulletin on the Electronic Fund Transfer Act’s Compulsory Use Prohibition and Government Benefit Accounts 12 CFR Part 1005 The Electronic Fund Transfer Act (EFTA)... -
Summary: Notice and Request for Comment Regarding the CFPB’s Inquiry Into Buy-Now-Pay-Later (BNPL) Providers
CFPB-2022-0002: Notice and Request for Comment Regarding CFPB’s Inquiry into Buy-Now-Pay-Later (BNPL) Providers In December 2021, the Consumer Financial Protection Bureau (CFPB) opened market monitoring orders, inquiring into Buy-Now-Pay-Later (BNPL)... -
2022 Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)
21-RA-10 2022 Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages) December 2021 The CFPB has published its Truth in Lending (Regulation Z) Annual Threshold...