Credit Union Branch

Summary: FinCEN Guidance FIN-2020-G002

FinCEN Guidance FIN-2020-G002 Frequently Asked Questions Regarding Customer Due Diligence (CDD) Requirements for Covered Financial Institutions August 3, 2020 FinCEN has issued updated responses to 3 FAQs regarding CDD requirements...

Summary: Proposed Rule re: Higher Priced Mortgage Loan Escrow Exemption (Regulation Z)

Summary: Proposed Rule re: Higher Priced Mortgage Loan Escrow Exemption (Regulation Z) 12 CFR Part 1026 The Consumer Financial Protection Bureau  Prepared by the Legislative and Regulatory Affairs Department  July...

Summary: CFPB Request for Information on the Equal Credit Opportunity Act and Regulation B

Summary: CFPB Request for Information on the Equal Credit Opportunity Act and Regulation B The Consumer Financial Protection Bureau Prepared by the Legislative and Regulatory Affairs Department  August 2020  The...

Treatment of Certain COVID-19-Related Loss Mitigation Options Under the Real Estate Settlement Procedures Act

Regulatory Alert 20-RA-06 Treatment of Certain COVID-19-Related Loss Mitigation Options Under the Real Estate Settlement Procedures Act August 2020 NCUA’s Regulatory Alert notifies credit unions of the CFPB’s interim final...

Annual Voluntary Credit Union Diversity Self-Assessment

Letter to Credit Unions 20-CU-23 Annual Voluntary Credit Union Diversity Self-Assessment August 2020 NCUA issued LTCU 20-CU-23 to encourage credit unions to completing NCUA’s Annual Voluntary Credit Union Diversity Self-Assessment. NCUA notes...

Update to NCUA’s 2020 Supervisory Priorities

Letters to Credit Unions 20-CU-22 Update to NCUA’s 2020 Supervisory Priorities July 2020 NCUA issued LTCU 20-CU-22 to update its Supervisory Priorities listed in LTCU 20-CU-01 in light of developments related...

Summary: Proposed Rule re: Qualified Mortgage Definition Under the Truth in Lending Act (Regulation Z): Extension of Sunset Date

Summary: Proposed Rule re: Qualified Mortgage Definition Under the Truth in Lending Act (Regulation Z): Extension of Sunset Date 12 CFR Part 1026 The Consumer Financial Protection Bureau Prepared by...

NCUA Documents

An comprehensive digest of NCUA training updates, agreements and correspondence.

Summary: Procedural Rule re: Advisory Opinions Pilot

Summary: Procedural Rule re: Advisory Opinions Pilot  The Consumer Financial Protection Bureau (CFPB)  Prepared by the Legislative and Regulatory Affairs Department 12 CFR Chapter X  July 2020 Summary: The Consumer...

Summary: RFI  Strategies for Future Examination & Supervision Utilizing Digital Technology

NCUA Request for Information (RFI): Strategies for Future Examination & Supervision Utilizing Digital Technology Prepared by NASCUS Legislative & Regulatory Affairs Department July 2020 Summary NCUA has published a Request for...

Part 745 (741.212 FISCUs)        

NCUA Proposed Rule: Part 745 (741.212 FISCUs) Joint Accounts Prepared by NASCUS Legislative & Regulatory Affairs Department June 2020  NCUA is proposing to amend its share insurance regulations, Part 745, related...

Summary: CFPB Advisory Opinion Proposal

Summary: CFPB Advisory Opinion Proposal 12 CFR Chapter X The Consumer Financial Protection Bureau Prepared by the Legislative and Regulatory Affairs Department  July 2020 The Consumer Financial Protection Bureau invites...