Credit Union Branch
StateFocus
StateFocus is a monthly NASCUS publication that highlights legislative and regulatory activities in the states. Each edition explores different states and various issues related to the state credit union system....
NCUA 2020 Regulatory Review
NCUA 2020 Regulatory Review Prepared by NASCUS Legislative & Regulatory Affairs Department February 2020 The NCUA’s Office of General Counsel maintains a rolling review schedule that identifies one-third of NCUA’s...
Subpart D to Part 708a Combination Transactions with Non-Credit Unions; Credit Union Asset Acquisitions
NCUA Proposed Rule: Subpart D to Part 708a Combination Transactions with Non-Credit Unions; Credit Union Asset Acquisitions Prepared by NASCUS Legislative & Regulatory Affairs Department February 2020 NCUA is proposing...
Other Supervisory Committee Audits
20-RA-01 Other Supervisory Committee Audits January 2020 In September 2019, NCUA published a final rule making changes to the Supervisory Committee regulations in Part 715. In the final rule, NCUA...
Summary: Proposed Rule re: Remittance Transfers Under the Electronic Fund Transfers Act (Regulation E)
Summary: Proposed Rule re: Remittance Transfers Under the Electronic Fund Transfers Act (Regulation E) 12 CFR Part 1005 The Consumer Financial Protection Bureau (CFPB) Prepared by the NASCUS Legislative &...
Supervisory Priorities for 2020
Letters to Credit Unions 20-CU-01 NCUA Supervisory Priorities for 2020 January 2020 NCUA has published a Letter to Credit Unions (LTCU) identifying the agency’s supervisory priorities for 2020. The LTCU...
Summary: Letters to Credit Unions No.: 19-CU-01 Supervisory Priorities 2019
Letters to Credit Unions No.: 19-CU-01 Supervisory Priorities 2019 January 2019 NCUA has published the first Letter to Credit Unions of 2019 to provide stakeholders an overview of the agency’s...
Summary: Letters to Credit Unions 19-CU-04 Use of Alternative Data in Credit Underwriting
Letters to Credit Unions 19-CU-04 Use of Alternative Data in Credit Underwriting December 2019 NCUA, FRB, CFPB, FDIC, and the OCC have issued a joint statement on the use of...
Summary: Final Rule re: Home Mortgage Disclosures Act’s (HMDA) Temporary Exceptions for Smaller Institutions
Summary: Final Rule re: Home Mortgage Disclosures Act’s (HMDA) Temporary Exceptions for Smaller Institutions 12 CFR Part 1003 Consumer Financial Protection Bureau Prepared by the NASCUS Legislative & Regulatory Division...
Summary: Second Chance IRPS
NCUA Final IRPS Summary Interpretive Ruling & Policy Statement 19-1 2nd Chance IRPS Prepared by NASCUS Legislative & Regulatory Affairs Department November 2019 NCUA has finalized its revisions to the...
Summary: Interpretive Rule re: Truth in Lending (Regulation Z) Screening and Training Requirements for Mortgage Loan Originators with Temporary Authority
Summary: Interpretive Rule re: Truth in Lending (Regulation Z) Screening and Training Requirements for Mortgage Loan Originators with Temporary Authority 12 CFR Part 1026 Consumer Financial Protection Bureau Prepared by...
Summary: Request for Information Regarding the Integrated Mortgage Disclosures under RESPA and TILA Assessment
Summary: Request for Information Regarding the Integrated Mortgage Disclosures under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) Rule Assessment 12 CFR...