Credit Union

NCUA to Implement Phase One of Resuming Onsite Operations

Letter to Credit Unions 21-CU-06 NCUA to Implement Phase One of Resuming Onsite Operations July 2021— NCUA has announced that it is prepared to move into its first phase of...

Summary: CFPB Rule Expands Exemption from Establishing Escrow Accounts for Higher-Priced Mortgage Loans

21-RA-05: CFPB Rule Expands Exemption from Establishing Escrow Accounts for Higher-Priced Mortgage Loans March 2021 NCUA issued Regulatory Alert 21-RA-05 to provide FICUs information on the CFPB’s expansion of the...

Final Rule Summary: Transition to CECL (Part 702)

Final Rule Summary: Transition to CECL (Part 702)                  Prepared by NASCUS Legislative & Regulatory Affairs Department June 2021 NCUA has issued a...

Final Rule Summary: Derivatives (Parts 701, 703, 741, & 746 )

Final Rule Summary: Derivatives (Parts 701, 703, 741, & 746)                 Prepared by NASCUS Legislative & Regulatory Affairs Department June 2021 NCUA has issued...

Interagency Statement on the Issuance of the AML/CFT National Priorities

Letter to Credit Unions 21-CU-05 Interagency Statement on the Issuance of the AML/CFT National Priorities July 2021 — NCUA issued LTCU 21-CU-05 to provide credit unions information on the issuance of AML/CFT...

Legal Opinion 21-3500 Proposed Capital Markets Funding Program for Credit Unions

Legal Opinion 21-3500 Proposed Capital Markets Funding Program for Credit Unions April 23, 2021 NCUA issued Legal Opinion 21-3500 to address issues related to a credit union funding program in...

Final Rule Summary: Capitalization of Interest (Parts 741)

Final Rule Summary: Capitalization of Interest (Parts 741)  Prepared by NASCUS Legislative & Regulatory Affairs Department June 2021 NCUA has issued a final rule lifting the Part 741 Appendix B...

CFPB Delays Mandatory Compliance Date of General Qualified Mortgage (QM) Final Rule Under Truth in Lending Act

21-RA-06 CFPB Delays Mandatory Compliance Date of General Qualified Mortgage (QM) Final Rule Under Truth in Lending Act June 2021 Earlier this year, NCUA issued Regulatory Alert 21-RA-01 to provide...

NCUA Rick Alert: 21-RA-07 Equal Credit Opportunity Act (Regulation B) 

21-RA-07 Equal Credit Opportunity Act (Regulation B) June 2021 NCUA’s Regulatory Alert 21-RA-07 discusses the CFPB’s March 2021 interpretive rule clarifying the scope of  the prohibition against sex discrimination in...

21-RA-06 CFPB Delays Mandatory Compliance Date of General Qualified Mortgage (QM) Final Rule Under Truth in Lending Act

21-RA-06 CFPB Delays Mandatory Compliance Date of General Qualified Mortgage (QM) Final Rule Under Truth in Lending Act June 2021 Earlier this year, NCUA issued Regulatory Alert 21-RA-01 to provide...

Renewal of PCA Relief

Letter to Credit Unions 21-CU-04 Renewal of PCA Relief June 2021 NCUA issued LTCU 21-CU-04 to inform credit union of the agency’s renewal of regulatory relief related to PCA rules...

Extent to Which Model Risk Management Principles Support Compliance with BSA/AML & OFAC

Request for Information & Comment: Extent to Which Model Risk Management Principles Support Compliance with BSA/AML & OFAC Prepared by NASCUS Legislative & Regulatory Affairs Department May 2021 On April 9,...