CU Staff

Ensuring Responsible Development of Digital Assets

Summary: Ensuring Responsible Development of Digital Assets Prepared by NASCUS Legislative & Regulatory Affairs Department September 2022 On March 9, 2022, the Biden Administration issued Executive Order 14067 ‘‘Ensuring Responsible...

Letter to Credit Unions: NCUA Begins Phase 3 of Resuming Onsite Operations

Letter to Credit Unions 22-CU-11 NCUA to Begin Phase 3 of Resuming Onsite Operations NASCUS Legislative and Regulatory Affairs Department September 20, 2022 On September 20, 2022, the National Credit...

Letter to Credit Unions: Simplified CECL Tool for Credit Unions

Letter to Credit Unions 22-CU-10 Simplified CECL Tool for Credit Unions NASCUS Legislative and Regulatory Affairs Department September 15, 2022 On September 14, 2022, NCUA issued Letter to Credit Unions...

Letter to Credit Unions: NCUA Updates to Interest Rate Risk Supervisory Framework

Letter to Credit Unions 22-CU-09 and Supervisory Letter 22-01  NCUA Updates to Interest Rate Risk Supervisory Framework NASCUS Legislative and Regulatory Affairs Department September 3, 2022 NCUA has issued Letter...

Joint Policy Statement Summary: Prudent Commercial Real Estate Loan Accommodations and Workouts

Joint Policy Statement Summary: Prudent Commercial Real Estate Loan Accommodations and Workouts NASCUS Legislative and Regulatory Affairs Department August 4, 2022 The NCUA, FDIC, and OCC have published a joint...

Asset Threshold for Determining the Appropriate Supervisory Office; Office of National Examinations and Supervision (ONES)

Final Rule Summary: Asset Threshold for Determining the Appropriate Supervisory Office; Office of National Examinations and Supervision (ONES) NASCUS Legislative and Regulatory Affairs Department August 3, 2022 The NCUA Board...

Fair Credit Reporting: Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports

CFPB Summary re: Fair Credit Reporting: Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports 12 CFR Part 1022 The Consumer Financial Protection Bureau (CFPB) is issuing this advisory opinion...

Letter to Credit Unions: Risk-Based Approach to Assessing Customer Relationships and Conducting Customer Due Diligence

NCUA Letter to Credit Unions 22-CU-08: Risk-Based Approach to Assessing Customer Relationships and Conducting Customer Due Diligence NCUA has issued LTCU 22-CU-08  as part of a joint statement with the...

Advanced Notice of Proposed Rulemaking regarding Credit Card Late Fees and Late Payments

CFPB Summary re: Advanced Notice of Proposed Rulemaking regarding Credit Card Late Fees and Late Payments 12 CFR Part 1026 The Consumer Financial Protection Bureau (CFPB) is seeking information from...

Request for Information Regarding Employer-Driven Debt

CFPB Summary re: Request for Information Regarding Employer-Driven Debt Docket No. CFPB-2022-0038 The Consumer Financial Protection Bureau (CFPB) is charged with monitoring markets for consumer financial products and services to...

Debt Collection Practices (Regulation F); Pay to Pay Fees

CFPB Summary re: Debt Collection Practices (Regulation F); Pay to Pay Fees 12 CFR Part 1006 The Consumer Financial Protection Bureau (CFPB) issued this advisory opinion to affirm that this...

FinCEN ANPRM: No-Action Letters

FinCEN ANPRM: No-Action Letters Prepared by NASCUS Legislative & Regulatory Affairs Department June 2022 FinCEN has issued an advance notice of proposed rulemaking (ANPRM) soliciting public comment on questions relating...