Retired

Final Rule: Corporate Credit Unions (Part 704)

Final Rule: Corporate Credit Unions (Part 704) Prepared by NASCUS Legislative & Regulatory Affairs Department December 2020 NCUA has issued a final rule amending its corporate credit union regulations in...

NASCUS Committee Participation Form

The Legislative & Regulatory Affairs Committee (L&R Committee) Our largest committee, consisting of over 70 members, is comprised of individuals from various segments of our membership, including regulators, credit unions,...

Summary of NCUA Letter 23-CU-04: Interagency Policy Statement on Allowances for Credit Losses

Summary of NCUA Letter 23-CU-04: Interagency Policy Statement on Allowances for Credit Losses (Revised April 2023) NASCUS Legislative and Regulatory Affairs Department April 25, 2023 The National Credit Union Administration,...

NCUA Final Rule Summary: Cyber Incident Notification Requirements for Federally Insured Credit Unions

NCUA Final Rule Summary: Cyber Incident Notification Requirements for Federally Insured Credit Unions NASCUS Legislative and Regulatory Affairs Department March 7, 2023 At the February 16, 2023, meeting, the NCUA...

Letter to Credit Unions 23-CU-02: Expansion of Permissible CUSO Activities and Associated risks

NCUA Letter 23-CU-02 Summary Expansion of Permissible CUSO Activities and Associated risks NASCUS Legislative and Regulatory Affairs Department February 7, 2023 Summary On November 26, 2021, a final rule amending...

NCUA Risk Alert: 23-RA-01 Change to HMDA’s Closed-End Loan Reporting Threshold

NCUA Risk Alert: 23-RA-01 Change to HMDA’s Closed-End Loan Reporting Threshold  NASCUS Legislative and Regulatory Affairs Department February 3, 2023 On February 2, 2023, the NCUA Board issued Risk Alert...

CFPB Request for Information Regarding Consumer Credit Card Market 

Summary re: CFPB Request for Information Regarding Consumer Credit Card Market  Docket No. CFPB-2023-0009 Section 502(a) of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act or...

CFPB Circular 2023-01 – “Unlawful negative option marketing practices”

The Consumer Financial Protection Bureau issued a circular that asked if “persons” that engage in negative option marketing practices violate the prohibition on unfair, deceptive, or abusive acts or practices...

Letter to Credit Unions 23-CU-01: NCUA’s 2023 Supervisory Priorities

Letter to Credit Unions 23-CU-01 NCUA’s 2023 Supervisory Priorities NASCUS Legislative and Regulatory Affairs Department January 19, 2023 On January 18, the NCUA issued Letter to Credit Unions 23-CU-01 outlining...

FinCEN: Beneficial Ownership Information Access and Safeguards, and Use of FinCEN Identifiers for Entities

Notice of Proposed Rulemaking and Request for Comment FinCEN: Beneficial Ownership Information Access and Safeguards, and Use of FinCEN Identifiers for Entities NASCUS Legislative and Regulatory Affairs Department January 13,...

NCUA Rules 701 AND 714: Financial Innovation: Loan Participations, Eligible Obligations, and Notes of Liquidating Credit Unions

NCUA Proposed Rulemaking Summary 2022-0185 NCUA Rules 701 AND 714: Financial Innovation: Loan Participations, Eligible Obligations, and Notes of Liquidating Credit Unions NASCUS Legislative and Regulatory Affairs Department January 6,...