COVID-19 State Guidance & Resources

As of  June 8, 2020

State Guidance

NASCUS STATEFOCUS

April 21, 2020 StateFocus State Wage Garnishment Guidance

April 16, 2020 StateFocus: State Paycheck Protection Program Guidance

March 31, 2020 StateFocus: State Responses to COVID-19

STATE STAY HOME/BUSINESS CLOSURE ORDERS

• Stay Home/Business Closure Orders

NASCUS is closely monitoring state Stay At Home and Business Closure orders. State regulators should send updates/additions to [email protected].

ALABAMA

• Guidance for Credit Unions on Pandemic Planning and Expectations
• Alabama Banking Department Statement on FIs Working with Customers Impacted by Coronavirus

CALIFORNIA

• Guidance for Lenders
• Foreclosure Guidance

• Guidance to Help Californians Experiencing Financial Hardship Because of COVID-19 Pandemic

COLORADO

• Business Response and Continuity Plans

CONNECTICUT

• Connecticut Guidance on COVID-19-related Issues
• Guidance on Legal Lending Limit, PPP, Collaboration, and Cleanliness Reminder
• Extended Mortgage Relief 

FLORIDA

• Guidance to Florida State-Chartered Financial Institutions Regarding COVID-19
• Update to Florida State-Chartered Financial Institutions Regarding COVID-19

GEORGIA

• Georgia State-Chartered Financial Institutions Closure Procedures

IDAHO

• Temporary Guidance on COVID-19

ILLINOIS

• Guidance to Illinois Banks and Credit Unions Regarding Support for Consumers and Businesses Impacted by COVID-19
• Credit Union Notice of Office Hours and Credit Union Annual Membership Meetings
• Credit Union Questions and Answers Related to COVID-19 Safety Concerns
• Executive Order 25 Suspending Wage Garnishment Service

IOWA

• Iowa Division of Credit Unions COVID-19 SBA Guidance 
• Iowa Division of Credit Unions Memo
• Iowa COVID-19 Annual Meeting Requirements
• Iowa Limitations on Services

INDIANA

• Temporary Actions Taken By Depository Institutions 

KANSAS

• Temporary Office Closures & Relocations due to Coronavirus Pandemic
• Pandemic Planning
• Annual Meeting Postponement
• Coronavirus Resources

KENTUCKY

• Department of Financial Institutions Recommendations to State-Chartered Financial Institutions

LOUISIANA

• Continuity of Operations Preparedness Planning

MARYLAND

• Statement on Financial Institutions Working with Customers Affected by the Coronavirus and Regulatory Assistance

MASSACHUSETTS

• Statement on Financial Institutions Working with Customers Affected by the Coronavirus and Regulatory Assistance

MAINE

• Statement on Financial Institutions Working with Customers Affected by the Coronavirus and Regulatory Assistance
• Branch Closure Communication
• Loan Guarantee Program for borrowers affected by COVID-19

MICHIGAN

• COVID-19 (Coronavirus): Information for Michigan Consumers and Businesses on Financial and Banking Services
• Letter to Credit Unions regarding Disaster Recovery and Continuity of Operations Planning
• Department of Insurance and Financial Services Strategies to Mitigate the Impact of COVID-19
• Request for Information from Credit Unions
• Executive Order 2020-21: Essential Financial Services
• Bulletin 2020-11-BT/CF/CU Critical Infrastructure Workers

MINNESOTA

• Emergency Closings Related to COVID-19
• Statement on Financial Institutions Working with Customers/Members Impacted by COVID-19  
• Stay at Home Order – Credit Unions Essential

MISSOURI

• Division of Credit Unions COVID-19 FAQs

MISSISSIPPI

• Pandemic Memo to Credit Union Managers

MONTANA

• Statement on Credit Unions Working with Members Affected by the Coronavirus and Regulatory Assistance
• Proclamation Permitting Credit Unions to Close 
• Notes from Montana Credit Union Network Call with MT Commissioner Melanie Hall & NCUA Regional Director Cherie Freed 

NEBRASKA

• Depository Office Closure Form
• Guidance to Credit Unions – Annual Meetings
• Nebraska Department of Banking and Finance Summary FI Guidance
• Virtual Annual Meetings

NEW MEXICO

• Temporary Regulatory Guidance regarding meeting changes during COVID-19 pandemic

NEW YORK

• Industry Letter Regarding SBA Paycheck Protection Program
• Order Granting Temporary Relief to COVID-19 Affected Regulated Entities and Persons
• Support for Businesses Impacted By COVID-19
• Financial Risks
• Operational Preparedness
• Guidance to Mortgage Servicers Regarding Support for Borrowers Impacted by the Novel Coronavirus 
• Guidance to Financial Institutions Regarding Support for Consumers and Businesses Impacted by the Novel Coronavirus

NORTH CAROLINA

• North Carolina Credit Union Department Letter to Credit Unions
• North Carolina Credit Union Department Questionnaire

OKLAHOMA

• Oklahoma State Banking Department Frequently Asked Questions From Financial Institutions Affected by COVID-19

OREGON

• Oregon Letter to Credit Unions on COVID-19

TEXAS

• Credit Union Department COVID-19 Guidance
• Pandemic Resources and Considerations
• Coronavirus (COVID-19) Emergency Declaration
• Meeting the Financial Needs of Credit Union Members Affected by Coronavirus (COVID-19)
• Home Equity Lending Guidance (Coronavirus Emergency Measures)
• Appraisal Requirement Regulatory Relief
• Home Equity Lending Guidance

UTAH

• Statement on Credit Unions Working with Members Affected by the Coronavirus and Regulatory Assistance

VERMONT

• Statement on Financial Institutions Working with Customers Affected by the Coronavirus (COVID-19) and Regulatory Assistance

VIRGINIA

• Policy Statement on COVID-19

WASHINGTON

• Guidance for Credit Unions Responding to COVID-19
• Q&A Related to COVID-19
• Financial Resources for Washington Residents Impacted by COVID-19
• Notice of Closures
• Virtual Annual Meetings
• Real Estate and Mortgage Guidance – Stay Home, Stay Healthy Proclamation (20-
  25)

WASHINGTON, DC

• Residential Mortgage and Commercial Mortgage Deferment Program

WEST VIRGINIA 

• Temporary Assignment to New Location

WISCONSIN

• COVID 19 Resource Guide April 30, 2020
• Letter to Credit Unions Reiterating FFIEC Guidance
• Letter to Credit Unions on Remote Examinations and Telework
• Letter Exempting Credit Unions from Mass Gathering Prohibition
• Letter to Credit Unions Re Annual Meetings
• Emergency Guidance Prohibiting Debt Collection Practices