2022 NCUA Documents

Proposed Rule and Final Rule Summaries and Comment Letters

• November 2022
  • Final Rule Summary: Appraisal Subcommittee; Appraiser Regulation; Temporary Waiver Requests
    • NASCUS Summary
• October 2022
  • NCUA Draft 2023-2024 Budget Justification
    • NASCUS Testimony
    • NASCUS Comment Letter
  • Proposed rule: Subordinated Debt 
    • NASCUS Summary
    • NASCUS Comment Letter
• September 2022
  • Federal Credit Union Bylaws Relating to Expulsion of a Member
    • NASCUS Summary
• August 2022
  • Regulatory Review
    • NASCUS Comment Letter
  • Joint Policy Statement Summary: Prudent Commercial Real Estate Loan Accommodations and Workouts
    • NASCUS Summary
    • NASCUS Comment Letter
  • Final Rule Summary: Asset Threshold for Determining the Appropriate Supervisory Office; Office of National Examinations and Supervision (ONES)
    • NASCUS Summary
• July 2022
  • Cyber Incident Notification Requirements for Federally Insured Credit Unions Available Available
    • NASCUS Summary
    • NASCUS Comment Letter
• May 2022
  • Revised Guidance: Loans in Areas Having Special Flood Hazards; Interagency Questions and Answers Regarding Flood Insurance
    • NASCUS Summary
  • Rules of Practice and Procedure
    • NASCUS Summary
    • NASCUS Comment Letter
• March 2022
  • Asset Threshold for Determining the Appropriate Supervisory Office (ONES)
    • NASCUS Summary
    • NASCUS Comment Letter
• February 2022
  • PCA Interim Final Rule Prompt Corrective Action: Earnings Retention Waivers and Net Worth Restoration Plans
    • NASCUS Summary
    • NASCUS Comment Letter

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Letters to Credit Unions

• December 2022
  • 22-FCU-03 Expiration of Emergency Exemption from Certain In-Person Meeting Requirements
• September 2022
  • 22-CU-11 NCUA to Begin Phase 3 of Resuming Onsite Operations
  • 22-CU-10 Simplified CECL Tool for Credit Unions
  • 22-CU-09 Updates to Interest Rate Risk Supervisory Framework
• July 2022
  • 22-CU-08 Risk-Based Approach to Assessing Customer Relationships and Conducting Customer Due Diligence
• May 2022
  • 22-CU-07 Federally Insured Credit Union Use of Distributed Ledger Technologies
• April 2022
  • 22-CU-06 NCUA to Begin Phase 2 of Resuming Onsite Operations
• March 2022
  • 22-FCU-02 Final Rule on Definition of Service Facility
  • 22-CU-05 CAMELS Rating System
• February 2022
  • 22-CU-04 Equal Credit Opportunity Act Nondiscrimination Requirements
  •  22-CU-03 Special Purpose Credit Programs
• January 2022
  • 22-CU-02 NCUA’s 2022 Supervisory Priorities
    • Read Corresponding NASCUS Comment Letter Here
  • 22-CU-01 Submission for 2021 Voluntary Credit Union Diversity Self-Assessment Extended to January 31, 2022

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Regulatory & Risk Alerts

• 2022 Regulatory Alerts
  • 22-RA-03 2022 Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold
  • 22-RA-02 Submission of 2021 Home Mortgage Disclosure Act Data
  • 22-RA-01 Home Mortgage Disclosure Act Data Collection Requirements for Calendar Year 2022
• 2022 Risk Alerts
  • 22-RISK-01 Heightened Risk of Social Engineering and Phishing Attacks Available

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Testimony

• October 2022: NASCUS Testifies Before NCUA Board: 2023 Budget Briefing