Letters to Credit Unions

2024 Letters to Credit Unions (LTCU)

Date Subject NASCUS Summary
December 24-CU-03 Consumer Harm Stemming from Certain Overdraft and Non-Sufficient Funds Fee Practices Available
October 24-CU-02 Board of Director Engagement in Cybersecurity Oversight Available
January 24-CU-01 NCUA’s 2024 Supervisory Priorities Available

2023 Letters to Credit Unions

Date Subject NASCUS Summary
October 2023 23-CU-08 Resumption of Federal Student Loan Payments Available
August 2023 23-CU-07 Cyber Incident Notification Requirements Available
July 2023 23-CU-06 Importance of Contingency Funding Plans Available
June 2023 23-CU-05 Commercial Real Estate Loan Accommodations and Workouts

 

 Available
April 2023 23-CU-04 Interagency Policy Statement on Allowances for Credit Losses (Revised) Available
April 2023 23-CU-03 Completing the LIBOR Transition Available
February 2023 23-CU-02 Expansion of Permissible CUSO Activities and Associated Risks Available
January 2023 23-CU-01 NCUA’s 2023 Supervisory Priorities Available

2022 Letters to Credit Unions

Date Subject NASCUS Summary
September 22-CU-11 NCUA to Begin Phase 3 of Resuming Onsite Operations Available
September 22-CU-10 Simplified CECL Tool for Credit Unions Available
September 22-CU-09 Updates to Interest Rate Risk Supervisory Framework Available
July 22-CU-08 Risk-Based Approach to Assessing Customer Relationships and Conducting Customer Due Diligence Available
May 22-CU-07 Federally Insured Credit Union Use of Distributed Ledger Technologies Available
April 22-CU-06 NCUA to Begin Phase 2 of Resuming Onsite Operations Available
March 22-CU-05 CAMELS Rating System Available
February 22-CU-04 Equal Credit Opportunity Act Nondiscrimination Requirements Available
February 22-CU-03 Special Purpose Credit Programs Available
January 22-CU-02 NCUA’s 2022 Supervisory Priorities Available
January 22-CU-01 Submission for 2021 Voluntary Credit Union Diversity Self-Assessment Extended to January 31, 2022 Available
Letters to FCUs
December 22-FCU-03 Expiration of Emergency Exemption from Certain In-Person Meeting Requirements

 

 Available
March 22-FCU-02 Final Rule on Definition of Service Facility Available

2021 Letters to Credit Unions

Date Subject NASCUS Summary
December 21-CU-16 Relationships with Third Parties that Provide Services Related to Digital Assets Available
November 21-CU-13 Subordinated Debt Final Rule  Available
>November 21-CU-12 Internal Revenue Service’s Volunteer Income Tax Assistance Program Collaboration Opportunities Available
October 21-CU-11 Emergency Capital Investment Program Available
October LTCU 21-CU-10 Interagency Statement on LIBOR Transition

 

 Available
September 21-CU-09 Navigating and Understanding the End of Pandemic-Era Homeowner Protection Programs

 

 Available
August 21-CU-08 Implementation of Modernized Systems Available
August 21-CU-07 Capitalization of Unpaid Interest Available
July 2021 21-CU-06 NCUA to Implement Phase One of Resuming Onsite Operations Available
July 21-CU-05 Interagency Statement on the Issuance of the AML/CFT National Priorities Available
June 21-CU-04 Renewal of PCA Relief Available
May 21-CU-03 LIBOR Transition Available
January 21-CU-02 NCUA’s Supervisory Priorities for 2021 Available
January 21-CU-01 Summary of Consolidated Appropriations Act 2021 Available

2020 Letters to Credit Unions

Date Subject NASCUS Summary
August 20-CU-23 Annual Credit Union Diversity Self-Assessment Available
July 20-CU-22 Update to NCUA’s 2020 Supervisory Priorities Available
July 20-CU-21 Field of Membership Rural Districts Available
June 20-CU-20: Phased Approach to On-site Operations Available
June 20-CU-19: Additional Guidance Regarding Servicing Hemp-Related Businesses Available
June 20-CU-18: PCA Regulatory Relief Measures in Response to the COVID-19 Pandemic Available
May 20-CU-17 Update to Offsite Examination and Supervision Approach Available
May 20-CU-16 Low-Income Designations: Qualification of Military Personnel Available
May 20-CU-15 Principles for Making Responsible Small-Dollar Loans Available
May 20-CU-14 Establishment of CLF Agent Memberships Available
April 20-CU-13 Working with Borrowers Affected by the COVID-19 Pandemic Available
April 20-CU-12 Outreach Related to COVID-19 Impact Available
April 20-CU-11 Regulatory Treatment for Paycheck Protection Program Loans Available
April 20-CU-10 Residential Appraisals Threshold Increase & Other COVID-19 Related Relief Measures Available
April 20-CU-09 Temporary Regulatory Relief in Response to the COVID-19 Pandemic Available
April 20-CU-08 Enhancements to CLF Membership & Borrowing Authority Available
April 20-CU-07 Summary of the Coronavirus Aid, Relief, and Economic Security (CARES) Act Available
April 20-CU-06 Loan Programs to Help Small Businesses and Members During the COVID-19 Pandemic Available
March 20-CU-05 Offsite Examination and Supervision Approach Available
March  20-CU-04 Responsible Small-Dollar Lending in Response to COVID-19 Available
March 20-CU-03 Identification of Essential Critical Infrastructure Workers During COVID-19 Available
March 20-CU-02 NCUA Actions Related to COVID-19 Available
January 20-CU-01 NCUA Supervisory Priorities for 2020 Available