NCUA Regulatory & Risk Alerts

2024 Risk Alerts

Date Subject NASCUS Summary
February 24-RA-01 Home Mortgage Disclosure Act Data Requirements Available

2023 Regulatory Alerts

Date Subject NASCUS Summary
February 23-RA-01 Change to HMDA’s Closed-End Loan Reporting Threshold Available

2022 Regulatory & Risk Alerts

Date Subject NASCUS Summary
Regulatory Alerts
February 22-RA-03:  2022 Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold Available
February 22-RA-02:  Submission of 2021 Home Mortgage Disclosure Act Dat Available
January 22-RA-01 HMDA Collection Requirements for Calendar Year 2022 Available
Risk Alerts
March 22-RISK-01 Heightened Risk of Social Engineering and Phishing Attack Available

2021 Regulatory & Risk Alerts

Date Subject NASCUS Summary
Regulatory Alerts 
December 21-RA-10 2022 Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages) Available
June 21-RA-07 Equal Credit Opportunity Act (Regulation B) Available
February 21-RA-04 HMDA Data Collection Requirements for Calendar Year 2021 Available
February 21-RA-03 Submission of 2020 Home Mortgage Disclosure Act Data Available
Risk Alerts
October 21-RISK-01 Business Email Compromise through Exploitation of Cloud-Based Email Services Available

2020 Regulatory & Risk Alerts

Date Subject NASCUS Summary
Regulatory Alerts
December 20-RA-09 2021 Exemption Thresholds Adjustments Under the Truth in Lending Act (Regulation Z) and the Consumer Leasing Act Available
August 20-RA-06 Treatment of Certain COVID-19-Related Loss Mitigation Options Under the Real Estate Settlement Procedures Act Available
June 20-RA-05 Remittance Transfers under the EFT Act Available
May 20-RA-04 CFPB Increases Reporting Thresholds Under HMDA Available
May 20-RA-03 CFPB Issues Interpretive Rule on Waiver of TRID and TILA Waiting Periods Available
May 20-RA-02 Federal Reserve Board Issues Rule Allowing Credit Unions to Remove the Monthly Limit on Savings Withdrawals Available 
January 20-RA-01 Other Supervisory Committee Audits Available
Risk Alerts
August 20-Risk-02 COVID-19 Fraud Schemes Available
April 20-Risk-01 Cybersecurity Considerations for Remote Work Available